View Full Version : Credit Q & A

  1. A few links for credit repair
  2. Providian providing free FICO score?
  3. TU reinsertion of 1996 charge-off AFTER it was aged off
  4. Experian sent report to another consumer with same name
  5. Bad news for IL collectors - MAX interest 9%
  6. Another example of how Experian (CRA) makes money
  7. Capital One Fraud
  8. NCO collection practices complaint
  9. FCNB - if you still carry a balance
  10. Kmart Sues Capital One
  11. Experian Introduces Collection Advantage
  12. Citibank credit applications viewable by ANYONE!
  13. $55 Million FTC And HUD Settlement With Fairbanks Capital
  14. How are Experian accounts aged off the report?
  15. NCO = Marlin Integrated = India call center?
  16. Bank of America Corp. agreed on Monday to buy FleetBoston Financial Corp
  17. Trans Union FRAUD!!!!
  18. Trendwest timeshare collection
  19. Checking account declines and deposits of credit card checks
  20. Checking account declines and credit card cash advance checks
  21. Citigroup to buy Sears portfolio
  22. LendingTree Buys Providian Online Lending Unit GetSmart.com
  23. STC Solutions collection violation, Household/Orchard didn't close account
  24. Settling collections
  25. Credit reporting and dates
  26. Contribution by ex Discover Collection Unit Manager
  27. Experian FCRA violations: Fails to report consumer disputes!
  28. Fed Orders First Premier Bank To Clean Up Subprime Program
  29. Collection attorney threatening to sue
  30. Banks battle payday lenders to soak the poor
  31. Trans Union STRANGE Fraud letter
  32. FTC fines ICR 1.15 million, ICR gets to keep the other 52 million
  33. Class action against credit counselor! FINALLY!!!
  34. TU split file, how to fix
  35. Charge-offs and co-signer (why NOT to cosign)
  36. 1987 defaulted Student Loan, pay? SOL?
  37. Split file TU and Equifax
  38. Mike the Deadbeat - does anyone have the CD?
  39. Providian Sells Entire Card Receivables Porfolio Valued at $859 million
  40. Collection violation: Japan Takefuji branch told to halt ops for 15 days
  41. FTC: Equifax to Pay $250,000 to Settle Charges (hold time)
  42. more auto loan trouble
  43. Credit-card issuers offer 0% 'for life' (read the small print!)
  44. Judge rules parking ticket collector must refund fees
  45. Household and binding arbitration
  46. More on foreign call centers - Equifax is in Jamaica
  47. American Agencies and Pacific Bell collection trouble (read for free services)
  48. Adelphia Creditors Allege Loan Fraud in Bank Suit
  49. Settling "hard" collection inquiries
  50. I'm really busy - no time to read/answer postings
  51. Don't EVER send out a fraudulent ID theft claim!!!!!!!
  52. Fair Isaac Experian WASTE of $$$ and paper
  53. TU reports: ""File previous address is a credit correction service (Unit: 111)"
  54. Suit says two area bill collectors not paying their bills
  55. “Fair and Accurate Credit Transactions Act of 2003”: (HR 2622)
  56. Joint account holder liability
  57. Providian to lay off 230 from El Paso call center
  58. Credit card reforms may deter global players (in Australia)
  59. Big bill collector offers scarce jobs (NCO)
  60. Bank Of Mexico Sues Four Major Banks Over Bailout Loans
  61. Fair Credit Reporting Act (FCRA) Report Released By the Information Policy Institute
  62. Experian refusing reinvestigations - send documentation
  63. Collectors don't have to delete after creditor pulls account
  64. Capital One closing call center
  65. Banks target of 'bugbear' invasion
  66. U.S. Opens Criminal Probe of Freddie Mac
  67. Equifax deleting good accounts NOT disputed
  68. TU bug: inquiries NOT disclosed on consumer disclosures
  69. TU "special handling" if you sue or threaten to
  70. The smoking gun - TU reports as GOOD account but gives lates to Fair Isaac
  71. Equifax offering unlimited reports again
  72. Bank Giants Fight Privacy Laws in Court
  73. Surprise Jumps in Credit Rates Bring Scrutiny
  74. Treasury official warns of "predatory borrowers"
  75. Experian Sale Rumors Spread
  76. Can you calculate YOUR balance/limit ratio?
  77. Illinois collector charging interest? Class action
  78. TU no longer accepting fax disputes - online sucks
  79. FTC Annual Report 2003: FDCPA violations
  80. Credit debate centers on giving states a say
  81. New threads disabled - please post at Creditboards.com
  82. OSI Announces Voluntary Chapter 11 Filing, Financing to Support Ongoing Operations
  83. MUST READ: Credit Laws Ignite A New Battle
  84. chargeoffs/sold collections - mortgage - buying - fixers
  85. Repossession Paid-Off within 8 days
  86. Middle Score Tri-merged question
  87. original creditor question
  88. through the looking glass
  89. collection inquiries showing as hard pulls
  90. Equifax subscription - cancel, then reorder and get 4 more reports?
  91. Judge overturns punitive damages in debt collection case
  92. Can I sue Ford Motor Credit ?
  93. Lex and TrueCredit and Waste of Time and Money!
  94. Renting A House
  95. Auction: $115,834 in GA Charge-off Credit Card Debt
  96. I filed against Wells Fargo
  97. question about collector reporting pratices
  98. HELOC closing
  99. Redeemed Repo Removal
  100. New to this. PLEASE HELP
  101. Am Ex Secured - Debit Card Alternative
  102. Credit Misery
  103. repo payment for "paid as agreed/unrated"
  104. Experian on 29th day!
  105. Building Credit questions
  106. Negotiating balance or derog removal at payoff time
  107. Will un-authorized Inq. dispute lead to another inquiry ?
  108. AMEX doesn't offer a secured CC any longer
  109. Non-pp ITS reply - NEED YOUR HELP!
  110. CA Validation for 2 year old derogatory
  111. permissible purpose after settlement offer
  112. Credit counseling complaints surge
  113. Removing Collection Accounts
  114. The True Face of Collections: Helping to Put Money Back Into the Economy
  115. Collection biz, fraud, morals, ethics - was: Household chargeoffs up for auction
  116. The Continuing Capital One Charge Off Saga
  117. debt collection ?
  118. If the debt is in your name, you're liable
  119. About default on CC
  120. Deadbeat-dad hunters facing city crackdown
  121. Credit Acceptance Settlement
  122. 5 Day Rule for everything?
  123. did you read the new msn post
  124. Do I have a case???
  125. credit cards
  126. Newbie Questions
  127. Improve your crdit rating
  128. Why class actions suck (CCB class action)
  129. Free Dispute TRANS UNION with confirm #
  130. Verified Equifax Number 04/2003
  131. Verified Experian Number 04/2003
  132. Privacy Guard = ConsumerInfo.com - get a $1 tri-merged
  133. having inquiries removed
  134. Questions on a few Accounts.
  135. Response from TU on invalid account investigation. What should I do?
  136. christine
  137. Fastest way to get report - TU alert!!! Don't order through TrueCredit!
  138. capital one
  139. Bank law
  140. Foreclosure status on Transunion
  141. Sprint fraudulent inquiry
  142. Need help please
  143. Capital One problems...
  144. Info please re CCB
  145. collection agency inquiries
  146. how to deal with this
  147. Does Experian share data to CRA's?
  148. Account I think was dated incorrectly
  149. Nelnet/Unipac bankruptcy and other incorrect reporting
  150. NCO Attorney Network - SOL restarts every time account is sold
  151. Auto Reposession Questions
  152. Can an item that was deleted reappear?
  153. my credit is in Purgatory, Help!
  154. New dispute before results?
  155. Cannot get any dept store credit cards!
  156. Need A Car With Bad Credit
  157. Allstate Insurance
  158. No Credit Check Pre Paid Credit Card
  159. FINALLY! MN + NY AGs sue Cross Country Bank/Applied Card Systems!
  160. Re-establishing credit
  161. Violation of Federal Reverse Bank?
  162. Oh My Gosh! Things are worse now than before!!!
  163. Another non-PP thread
  164. I need help please
  165. Collections Settlement/Merrick Bank/SIMMS
  166. Is this C&D?
  167. Judgment damages-how to get it?
  168. When is the date of first delinquency?
  169. Is there anything I can do?
  170. mortgage tradeline question
  171. did i do the right thing?
  172. Collective Knowledge
  173. Credit Watch (equifax) online dispute status?
  174. regarding STILL ON CREDIT REPORT (OSI)
  175. Reference Old Medical Bill ???
  176. judgement/creditor PLEASE help
  177. How Can This Be???
  178. Sears Re-aged - I have proof/Experian will not correct
  179. Received validation ????
  180. Pre-Approved ??????
  181. without my permission! State Farm
  182. My Success with American Agencies
  183. CRAs have to notify of inquiries in GA?
  184. Is your charge-off up for sale?
  185. Help with getting rid of authorised useraccounts.
  186. SOL's and Contracts for Goods - MUST read!
  187. One more way to screw the troops - First USA Bank
  188. Home Equity Borrowing Rises to Worrisome Levels
  189. Proof that FI Scores are bogus
  190. Dispute Response: NOT verifiable, but remains (Equifax)
  191. Student Loan
  192. Finally found someone who doesn't believe Fair Isaac
  193. New Prepaid Visa Card Offered to Individuals Without Access to Banking Services
  194. More on credit counseling and suicide
  195. First USA Dispute
  196. new and overwhelmed
  197. Account re-aging.
  198. Wells Fargo Lawsuit - permissible purpose
  199. Auction: $32 Million MCI WorldCom Network Services, Inc. (& related entities)
  200. New carpet sparks financing-deal fraud suit (Citifinancial)
  201. Just another newbie with questions...
  202. Equifax verifying/reinserting collection deleted by collector
  203. SEARS: adding me as an AU
  204. Collect a clue, legislators (what ARE they smoking?)
  205. Woman found out about $11K medical judgment when her wages were garnished
  206. Providian Financial Charged Off 17% Managed Loans in Feb.
  207. Customers 'duped' by bank ads (UK)
  208. Speculators Find Hot Market For Iraqi Debt
  209. Scoring Question
  210. Unauthorized Inquiry problem
  211. Problem with Sears and Experian
  212. Need validation letter please
  213. New to disputing
  214. Midland Credit - FYI (Changed Names - BEWARE!!)
  215. Lots of postive and negative experience to refer to...
  216. Help with Collector Please
  217. Quick way to get scores up?
  218. Comparing 3 credit reports
  219. These CAN'T be authorized inquiries!!
  220. Old Tax Liens don't go away????
  221. Credit Card Balance Pay-down????
  222. Account Review Inquiry
  223. Chapter 13 or 7?
  224. Any advice on next step..??
  225. Debt collector will get **grant** for retaining 400 jobs
  226. Medical Bills/Collection
  227. Worse than I thought
  228. Called CC - they had no clue!
  229. Equifax doesn't delete information?
  230. Apply for an Secured Capital One Credit Card
  231. I challenged, it was removed, now it's back on, isn't mine, now what?
  232. Girl Scouts Need Collection Agency's Help to Recover 'Cookie Debt'
  233. Americans Sinking Deeper in Debt
  234. U.S. credit-card issuer Visa to mask card numbers
  235. Parent of Western Union to Pay $3 Million in Settlement With Treasury
  236. Another Credit Bureau - Innovis Data Solutions
  237. Verizon Wireless fka GTE billing fraud - "arrogant brainless buttholes!"
  238. Allied Interstate said they DO NOT NEED to validate debt
  239. Should I pay settled charge off?
  240. Disputing a charge-off: Success and setback
  241. Foreclosure
  242. Credit Management Inc., The CMI Group
  243. FCNB closing all accounts! MUST READ if you have no balance
  244. Over-paid Credit Card Accounts
  245. American Agencies trying to make a killing!
  246. Failed to Validate!! American Agencies again..
  247. Delta to Test New Airport Security Plan - checking credit!
  248. NCO - Palisades - OSI -- the name game
  249. PP - sponging off of Christine's letter
  250. Payment of a collection account instead of discharging