View Full Version : The EVIDENCE: Credit Scoring doesn't PREDICT defaults, it CAUSES defaults


  1. Trans Union: WHEN was that LATE?????
  2. A * PIN * - the SIMPLE solution to prevent identity theft and unauthorized inquiries
  3. 6.5 year old PAID $500 collection = lower scores than Ch. 7 discharge 2 years ago
  4. Class Action against Risk Management Alternatives for reporting duplicate accounts
  5. 1995 FTC consent agreement with Equifax NOT enforced by the FTC
  6. Denise Richardson's Credit Reporting Nightmare (1999 Summary)
  7. Denise Richardson: Equal Justice & Consumer Protection....where?
  8. Credit scores dropped 24 points in ONE day with no changes on the report
  9. Washington Post: FICO scores jumped 200 points in 5 days with professional help
  10. If you got the money and guts to sue, YOU could also have perfect credit (Lizardking)
  11. Capital One reporting CURRENT balance as HIGHER than the HIGH balance to Experian