Score

First I would like to thank you Christine for the valuable info

I just had a judgment deleted from my TU credit file, my score dropped to 574 with 0% B/L, it was 578 with 4% B/L,

Ouch! Apparently you got other derogatory accounts and the removal of the judgment resulted in your being scored by another scoring model.

Did your Beacon reasons change?

Unfortunately, Equifax somehow they claim to verify the judgment belong to me, I requested the description of their procedure , they send me the name and address of the Court house? I send them another letter more demanding, how, when, who.

Oh, sorry. Didn't notice it was TU. Are you talking about the worthless TU score? Or did you buy the Empirica score?

That's was Empirica Score, I thought a judment will effect your score more than B/L?